See Below Copyright Cover Magazine 17 May 2023, What is consumer duty does it protect the consumer or the adviser, or both? MorganAsh’s Resilience System (MARS) has identified the ability of consumers to engage as the largest area of vulnerability ahead of Consumer Duty implementation in less than three months. Engagement incorporates factors such asContinue reading “Consumer Duty”
Category Archives: Business
Advice
I am looking to add a donations page to the site, why would someone donate? That is a good question, financial advice provided by the banks is free at the point of entry right, you can walk into your bank or building society and say can you tell me about, borrowing to buy a house,Continue reading “Advice”
A Big Track
Share one of the best gifts you’ve ever received. Do you remember the first Electric Car that was programable, it’s over 30 years old. Beep beep beep
Do not panic
Market turmoil is just that, there will be buyers and sellers, winners and losers, and the funny thing is it’s just an emotion. There are shifts that will affect a market, interest rates is one thing that could affect the housing market, from people who are trying to enter the market, (How much can IContinue reading “Do not panic”
Inherited property and consumer buy to let.
What does it mean for inheriting offspring to take on the family home. It is never going to made to look like a simple process because the legal profession want a part of the pie, but does it really have to be that difficult. There are so many ways to retain ownership of property asContinue reading “Inherited property and consumer buy to let.”
Drought in the UK
Yes it is hot and dry (August 2022), odd for the UK because often it is wet and cold. Are you in a drought what do you need to do to keep the wells full?
The take-aways from the British Steel Pensions
From an outsiders point of view it seems that the original scheme offered by British Steel was a final salary scheme I would imagine with some guarantees, the problem being at the point of being taken over by Tata, there was talk of transferring the said final salary scheme to a money purchase with aContinue reading “The take-aways from the British Steel Pensions”
Unindustrialisation
I just made that title up. No such word, however having just listened to a meeting about the British Steel pension scheme fiasco, it just makes me think. South Wales has had it’s steel industry effectively moth balled, it’s paid off all the old staff with a very dodgy sounding pension shenanigans. There is mis-trustContinue reading “Unindustrialisation”
Making Appointments
Every business needs to speak with their customers one way or another, and we really do have so many ways to reach out. However which one is most successful and the only answer I can think of is the telephone. All these lets arrange a meeting online via teams or using calendly don’t work right.Continue reading “Making Appointments”
Confusion Reigns in the UK
Well Boris is going to step down from Being Prime Minister in the Autumn, I don’t really do politics, however I give the man credit yes he may be a Buffoon, but he sticks with his beliefs and doesn’t say I can’t handle this, neither does he leave in tears. This isn’t my thought ofContinue reading “Confusion Reigns in the UK”
All my own opinion in the South England UK 