Pension Bee

How are we supposed to compete? Pensionbee are about to launch their company on the stock exchange for an estimated value of millions, so what do they do they offer? They offer advice to people approaching retirement. Great if you need to consider where your pension pots are, not so good if you have an

Technology Hoarder

If I am honest I do tend to hoard, I am not sure why and I have to consciously clear out every now and then. Well this can include e-mail, I have over 5000 messages on AOL and over 3000 messages on a gmail account. Anyway the point I am trying to make is, in

New normal

Well what a year 2020 was, who would have guessed. What next project 2025 or project 2030 obviously no body has thought this up yet, I mean it’s too early for the UK to rejoin the EU, and we can’t have another pandemic that soon. I just pray that my netflix keeps on working and

The end of furlough for some?

The UK chancellor is introducing new support for those who are not going back to work. The job support scheme or JSS, what does it mean? From what I can see if people go back to work for 5% of their normal hours there will be government support to top up income, it’s not book

Grey Swan Events

I wanted to consider events that don’t help financially, I was trying to think of examples so here goes. Example 1. You’ve just taken out a mortgage on your first home with your partner or husband / wife, and one of you suddenly need to give up work for some reason or another, could be

Mortgage Holiday and Furlough

Some people may be coming to an end of their 3 months payment break, but what happens next. You need to discuss with your lender about resuming payments may be at a reduced level, or just back to normal depending on your circumstances. There is no right or wrong answer, life is marathon and not

Is now the time to get your pension

Seems like it might be a good time, especially if you have been thinking about it for the last few years.

National Farmers thought of the day.

National Farmers Union raised concerns with Defra (Department of farming and rural affair)s, regarding increased members of public using footpaths near farmyards, gardens, and homes. There is also a concerning risk to livestock due to increased dog walkers. Following extensive lobbying Defra have now released new guidance on Public Rights of Way. The new guidance

Step Change.org (United Kingdom)

#stay home #stay safe #online delivery There is a large amount of information for anyone going through financial change due to lockdown.   A brief synopsis is something like look at your budget decide what is necessary, prioritise it, and then stabilise everything. It is Easy to say keep your head when others are loosing

The Banks and Corona

The banks and building societies became inundated with mortgage payment pause requests.  In fact for a week some of the major lenders had to put new borrowing on hold to deal with the requests for re-structuring and or mortgage payment break requests.   These have been available for many years just at the moment they