Credit Repair

This is a term that I have not heard in a long time, the idea being that you can repair your credit profile by taking more credit and repaying existing bad credit, this can obviously lead to a debt spiral but it could also be a way of raising fresh money for new projects and

Buying a house

Can you afford a new home? 1 a) Is your income sufficient to cover the repayments on a mortgage or do you have the cash to buy? 1 b) Is your credit history satisfactory? 2 What is the property like is it in a good state of repair, could you see your-self living in it?